"Finance Handbook for Young Learners"

A-Z Guide

Finance Handbook for Young Learners was created to expose and teach young learners about finances through an A to Z guide of key financial terms, examples, and real insight into the importance of financial responsibility and money management.

Written in a clear and engaging style, this book simplifies complex financial concepts, making them easier to understand to build a strong financial foundation.

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WHAT YOU WILL LEARN IN THIS BOOK

The Language of Money – From A to Z

Kids will explore essential financial terms, from “Assets” to “Zero-based budgeting,” learning the vocabulary that builds financial confidence early on.

Real-World Examples That Make Sense

Engaging scenarios and relatable stories help young readers connect financial concepts to their everyday lives—like saving for a game or planning for a class trip.

Why Financial Responsibility Matters

The book emphasizes the why behind smart money choices, helping kids understand the impact of budgeting, saving, and spending wisely.

How to Build a Strong Financial Foundation

With simple explanations and step-by-step insights, readers will develop skills that set them up for long-term success—from managing allowance money to grasping the basics of investing.

We teach our kids math, science, and reading…

But what about managing money?

Why It Matters

Financial literacy is one of the most important life skills—yet it’s rarely taught in school.

Without a solid understanding of money, young people are more likely to struggle with debt, poor spending habits, and missed opportunities.

Finance Handbook for Young Learners empowers kids with the knowledge they need to make smart financial decisions early on. By building a strong foundation now, we prepare the next generation to be confident, responsible, and financially free adults.

This handbook gives young learners the tools they need to become financially confident, independent thinkers—ready to make wise decisions in the real world.

ABOUT THE AUTHOR

Miranda Basden, EA

Miranda Basden, EA is an Enrolled Agent with the Internal Revenue Service (IRS), financial coach, accountant, and a business advisor with a deep passion for finance and education. When she was in elementary school, her mother would write on a piece of paper her job income along with the monthly expenses such as rent, utilities, and groceries and would place this on the refrigerator for everyone in the home to see.

This exposed Miranda to finance and budgeting at a very young age. Miranda is dedicated to educating individuals and businesses on all things finances, including financial management, taxes, accounting, and budgeting. Beyond her professional expertise, Miranda is a devoted wife and a loving mother of four children. She balances the demands of family life and entrepreneurship with a strong commitment to her faith, drawing strength and guidance from her love for the Lord.

Make It Count. Start Young.

Kids are capable of amazing things—and that includes learning how to manage money. When we start early, we give them the tools to make smart choices, dream big, and build a bright financial future. It’s never too early to spark confidence and curiosity around money!

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